Many people eager for freedom and adventure make the choice each year to go on a road trip with a van as a means of transport. Lasting up to a year, the van road trip is a very popular phenomenon on social networks. While some have the opportunity to indulge in this way of life as much as they want, others can only consider such a getaway once in their lifetime, given their obligations. Thus, it seems pointless and unprofitable to buy a van for the occasion. What if you opt for a leasing instead?
Leasing is a method of vehicle financing allowing the motorist to acquire the property of his choice without having to buy it. It should be noted, however, that with a rental with option to buy, the lessee reserves the right to buy back the vehicle at the end of his contract. This financing solution is concluded for a period ranging from 1 to 6 years maximum. Thus, motorists wishing to benefit from a fitted van or any other vehicle suitable for their one-year road trip can sign a 12-month leasing contract with a specialized organization. The use of the rented vehicle will then be defined in the document and will include the duration of the rental, the estimated annual mileage and, depending on the formulas, the services supported by the rental company.
Leasing seems to be the ideal solution for renting a vehicle that will only be used for one year. Unlike buying, renting only commits you for the duration agreed with the professional. And when the contract ends, all you have to do is return the item and return to your usual vehicle. If leasing is interesting from a practical point of view, it is just as interesting from a financial point of view. Instead of buying the vehicle for its full purchase value, you will only pay monthly installments corresponding to the use made of it. In general, only the rental formula with option to buy can be taken out for a period of one year. In this way, the tenant is able to activate the purchase option from the 13th month.
According to experts, the ideal duration of a car lease is 3 years. If the contract lasts for a shorter period, the monthly payments will risk being high, which would deprive this mode of acquisition of its financially flexible aspect. On the other hand, a lease of more than 3 years is likely to become less profitable than a car loan, because the monthly payments will accumulate. However, if you choose a one-year leasing, it is to meet a specific need. There is no other mode of car financing in the entire automotive market that allows you to have the use of a new or used vehicle for a year-long road trip. However, it should be noted that monthly payments may weigh heavily on your budget. Indeed, the use of the property is not the only element that will be taken into account in the pricing of rents. The purchase value and the discount are also part of the indicators allowing the lessor to put a price on the leasing.
In addition, the LOA generally requires the payment of an initial contribution. This is an amount corresponding to 10 to 15% of the purchase price of the desired car allowing the lessee to participate in the financing of his leasing. As it also commits equity in the operation, the lessor will feel more confident, because the risks will be shared. But in the event that the payment of a contribution seems impossible, the customer can always try to find an offer without the first increased rent.
The one-year leasing contract therefore has higher monthly payments given the short rental period. However, this does not prevent you from benefiting from a contract adapted to your expectations. Whether in LOA or LLD, it is quite possible to negotiate a leasing without contribution and with advantageous conditions. For this, it is necessary to bring into play competition between all the leasing establishments. Thanks to the online leasing comparator, this process is facilitated, because this tool collects the maximum of proposals which will allow you to make your choice. Easy to use, the online comparator will only ask you for some information about the desired leasing. It will thus target the corresponding offers to send you the most interesting contracts. Apart from the online comparator, the broker is also efficient when it comes to negotiating products such as leasing. Thanks to his experience and his know-how, he will be able to find the argument that will convince the lessor to grant you the leasing best suited to your roadtrip project.